Low interest rates & structural sclerosis

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Most of us have an interest in interest rates, one way or the other.

For example, the current record low rates, negative in some countries, mean that those with mortgages and other loans rejoice while those who live off their investments don’t fare as well.

Consequently, one question looms: when will interest rates rise, and by how much?

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Vultures circle Australian retail

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This article originally appeared in Inside Retail on 21 November 2014.

You can easily spot a catastrophe, but gradual decline can go on for years unnoticed. This is the reality for the Australian retail industry, slowly suffocating under the burden of ever-increasing labour costs, onerous workplace regulations and tax and duty free direct imports. Yet, no one seems to care.

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